Of course. The benchmark interest rate of the first home mortgage in Beihai is 4. 165%, which is implemented according to the personal housing mortgage interest rate stipulated by the People's Bank of China. When the national interest rate is adjusted, the loan interest rate standard will be adjusted accordingly and fixed for one year. According to the current interest rate standard of personal housing mortgage loan stipulated by the People's Bank of China, the monthly repayment amount per 10,000 yuan loan is calculated by the matching method, and the calculation formula is: monthly repayment amount = (monthly interest rate ×( 1+ monthly interest rate) total contribution period /( 1+ monthly interest rate) total contribution period-1) loan. Click to view more details of Beihai real estate.

The interest rate of the first home loan in Beihai is subject to the personal housing mortgage interest rates of the central bank, and the interest rate of the first home loan has a certain discount. For example, if you get a 15% discount on your loan now, your 15% discount will remain unchanged during the repayment period regardless of the future benchmark interest rate of the central bank. In other words, the benchmark loan interest rate will change according to the adjustment of the central bank, and the discount of the loan interest rate will be implemented for a long time according to the 15% discount signed by the contract.

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