Hello, landlord, in order to further strengthen risk management, on-site financial policies tend to be strict and specific. Generally speaking, ordinary individuals need to submit a certificate to prove that they have a sustainable source of income and economic repayment ability, and they need a personal salary card and a letter of employment certificate issued by the unit. The landlord is issuing a letter of proof, and his words only prove that the employee is in-service status, and there will be no joint legal responsibility. Please rest assured. Finally, many employees can't get loans. When there is a way, no one will lend. Therefore, help them as much as possible while complying with the laws and regulations.