"Xiangjiang Express Loan" links the local government data in Changsha through this platform, and realizes the whole process of "self-service application, accurate pricing, model risk control, intelligent credit granting, self-service repayment and intelligent collection" online.
Up to now, "One Library and One Platform" has been connected with nine institutions including China Agricultural Bank, Postal Savings Bank, China Merchants Bank, Changsha Rural Commercial Bank, Xiangjiang New Area Rural Commercial Bank, Sanxiang Bank, Xingsha Financial Platform, Changsha Risk Compensation Fund and E-commerce Bank. Accumulatively, service banks and other institutions called enterprise-related data for more than 20,000 times, made accurate portrait-assisted risk decisions for 195 small and medium-sized enterprises, and successfully approved the issuance of financing credit of 5.7 billion yuan.
Related questions and answers: How to transfer the money from quick loan to others? The quick loan money should be transferred to yourself first, and then transferred from your bank account to others. There are actually four ways to transfer money from quick loans; 1. The first method is to withdraw money through the mobile banking, log in to the mobile banking of China Construction Bank, click "Quick Loan"-"Withdrawal"-"Transfer from Special Account for Quick Loan", and finally follow the prompts. 2. The second method is ATM withdrawal. Insert the CCB bank card into the ATM, select "fast loan business" on the main page, and then select the special account for fast loan to withdraw money. 3. The third method is to withdraw money through online banking. Log in to CCB Online Banking, click Loan Service-Personal Express Loan-Special Account Transfer, and then follow the prompts. The last way is to withdraw money from the counter. You need to bring your ID card and bank card, and go to any outlet of CCB for quick withdrawal. Operating environment: iphone 11IOs15.0 China construction bank V4. 1.5: what is fast loan1? "Quick loan": refers to the loan guarantee provided by the mortgage company when handling the mortgage loan, and the bank lends money to the owner in advance before completing the relevant mortgage procedures, so that the buyers can get the property keys in advance. 2. Both parties to the "quick loan" risk transaction must pay more attention. Recently, a friend is going to sell a house. After learning about various payment methods in detail, he was surprised to find that he always thought that one-time payment would get the money the fastest, but he didn't expect that the original "quick loan" product might get the house payment faster than one-time payment, and the company that provided the contract loan (it usually takes 3 to 7 working days for the bank to approve the commercial loan notice) could let the owner get the house payment in 3 days at the earliest! However, she later learned in detail that applying for "quick loan" mortgage service requires a certain guarantee fee, and the guarantee company will sign a guarantee letter with both parties to the transaction. If there is any accident in the transaction, the subject matter of the transaction (real estate) may become collateral. 3. According to the preliminary estimation of mortgage professionals, "quick loan" products have occupied 50% ~ 60% of the mortgage market in Guangzhou. In Panyu, due to the particularity of local real estate transaction registration (the certificate will be issued upon delivery), the owners basically ask the buyers to use the "quick loan" service to ensure the safety of the house, and the ratio of "quick loan" is 100%. "Buying a house is not buying food", which is a major emotion of consumers after the high temperature in the property market "has gone down". 4. "Quick loan" must be guaranteed. Chen Yiyi, a full house of Yida Mortgage, said that "quick loan" products are only a few hundred yuan more expensive than ordinary mortgage service products, given the advantage that both parties can complete the payment at least half a month in advance. The charges for "quick loan" products vary according to the time of lending. If it is a contract loan, both parties need to provide complete information for the bank to review, and the guarantee fee ranges from 1% to 1.5% of the loan amount.