4.35%。 The benchmark interest rate of Chongqing logistics enterprise loans is determined by the People's Bank of China, and a certain risk premium is added on the basis of the benchmark interest rate of loans with the same term issued by the state. In May 2022, the benchmark interest rate for one-year loans announced by the People's Bank of China was 4.35%, and the benchmark interest rate for loans over five years was 4.75%. Chongqing, also known as "Mountain City" or "Jiangcheng" for short, is a municipality directly under the Central Government of the People's Republic of China, a national central city and a megacity, one of the important national central cities approved by the State Council, and the economic center of the upper reaches of the Yangtze River.