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Why should Ping An Bank Card and Gold Card collect interest?
Interest is charged for withdrawal, repayment and installment.

If the credit card of Ping An Bank is cashed out, the cash withdrawal interest shall be calculated according to the cash withdrawal amount and time. After cash withdrawal, interest will be charged at 0.5 ‰ of the cash withdrawal amount every day, and compound interest on a monthly basis until it is fully paid off.

If you apply for installment payment or installment repayment for your Ping An credit card, the installment interest will be calculated according to your installment number, installment amount and installment interest rate.