Can Railway Investment Company re-lend bank loans

Yes. If a railway investment company transfers bank loans to others, it needs to sign a separate loan contract or agreement. If the interest rate of the contract signed does not exceed 4 times the bank loan interest rate for the same period, the loan contract is protected by law, so it is allowed.

Is it legal to re-lend a bank loan?

It is not legal. According to the new regulations, the act of re-lending bank loans is a fraudulent loan, which will invalidate the private loan contract and violate relevant legal regulations. No matter what kind of loan, the funds must be used according to the loan name, investment is prohibited, and lending is a fraudulent loan. Article 14 of the "Regulations of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" Under any of the following circumstances, the people shall determine that a private lending contract is invalid: (1) The credit funds of a financial institution are defrauded and re-lent to the borrower at a high interest rate; and the borrower knew or should have known in advance; (2) The funds obtained by borrowing from other enterprises or raising funds from employees of the unit were re-lent to the borrower for profit, and the borrower knew or should have known in advance; (3) The lender The borrower knows or should know in advance that the borrower's loan will be used for illegal and criminal activities but still provides the loan; (4) Violates social order and good customs; (5) Other violations of the validity and mandatory provisions of laws and administrative regulations.

Is it illegal to borrow 150,000 from a bank and lend it to others?

It is not illegal to borrow 150,000 from a bank and lend it to others.

Illegal acts are also called "invalid acts." A type of illegal behavior. Behavior that violates legal provisions. What is different from objectively illegal behavior is that the perpetrator is subjectively at fault when committing the behavior, thereby infringing upon the social relations protected by the law. Subjective fault refers to two subjective states: intentionality or negligence. According to the nature of the violation, illegal acts can be divided into criminal violations, civil violations, economic violations, administrative violations, etc.; according to the degree of harm to society, illegal acts can be divided into general violations and serious violations (crimes).

The concept of illegality can be divided into broad and narrow senses. Illegal activities in a broad sense refer to all violations of current legal provisions, including general illegal activities and crimes. Illegal behavior in a narrow sense refers to behavior that seriously violates the law but does not constitute a crime. Here we discuss illegality in a broad sense.

The connection between illegality and crime is that committing a crime must be illegal, and breaking the law is not necessarily a crime. The difference is that the social harm of crime is more serious than that of illegal acts. Most criminal acts are subject to criminal liability, while illegal acts bear administrative liability or civil liability.

There are differences between illegal acts and other acts. First, illegal behavior is different from moral violations. Many illegal acts are criminal acts and also unethical acts. However, not all illegal behavior is unethical. Likewise, some ethical violations do not constitute illegal conduct. Second, an illegal act is different from an act that is legally invalid. Of course, illegal acts cannot produce the effective results that the perpetrator expected when committing the illegal acts and are affirmed by the law. However, it cannot be considered that any legally invalid act is an illegal act. Although some legally invalid actions have no legal effect, they do not constitute illegal acts.

Article 175 of the Criminal Law of the People's Republic of China and the People's Republic of China, for the purpose of making profits through on-lending, defrauding credit funds from financial institutions and on-lending them to others at high interest rates, and the amount of illegal gains is relatively large, shall be punished Not more than three years or criminal detention, and a fine of not less than one time but not more than five times the illegal income; if the amount is huge, the sentence is not less than three years but not more than seven years, and a fine not less than one time but not more than five times the illegal income. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible persons shall be sentenced to not more than three years or criminal detention.

This concludes the introduction on whether bank loans can be relent and whether bank loans can be relent. Have you found the information you need?