The second month. According to Pacific Auto Network, the repayment of car loans starts from the second month after the loan is issued. For example, the user signs a car loan contract on May 2, and determines the repayment date as the second day of each month. After the approval, the owner can take the car home. On June 2, it was the first repayment of the car loan. The repayment of car loans generally begins in the second month after the loan is issued. Regardless of the time after the successful application for car loan, the repayment date is calculated from the second month of the loan.