What do you mean by two-year interest?
This is calculated as follows: 8.5% = 10000, 10 will be returned to 85 yuan.
85× 10×24=20400
8.5% is the interest of Ping An Bank. I suggest that you make a 36-installment payment, so that the monthly repayment pressure will be much less, and it can be settled in advance after two years, which is equivalent to your loan for two years, but the repayment is three years. To put it simply: 65438+ 36/10000/kloc-0? 36=2777.7? This is the average monthly principal, plus the monthly interest of 85× 10 = 850, and the monthly interest plus the monthly principal is about 850? 2777.7=3627.7
And the two-year repayment is like this: 100000? 24=4 166.66
Monthly repayment of principal plus monthly interest 4 166.66? 850=50 16.66
As mentioned above, if you use 24 issues a month, you might as well use 36 issues.
Second, how to calculate the loan interest of 3% 7?
The loan interest is 3% 7:
1, and the loan interest of 3% 7 refers to the monthly interest of 0.37%;
The loan interest of 2.3% 7 is equivalent to:
annual interest rate
= monthly interest rate x 12
=0.37%x 12
=4.44%
How to calculate the loan interest of 3.3% 7?
The interest rate of commercial banks is 65438+100000 yuan, and the monthly interest rate is 3% 1. There is no way to calculate. The specific interest rate is determined according to the borrower's factors. If the loan interest rate is low; On the other hand, if the borrower fails to repay the loan, the loan interest rate is also high. 20 15 bank loan interest rate
4. How to calculate the interest of 3% on the loan?
Suppose the loan amount is 654.38+10,000 yuan.
The interest rate is 3%, that is, the monthly interest rate =0.3%.
Calculated by "equal principal and interest"
(1), calculate the total interest.
Formula total interest = loan amount, monthly interest and repayment months.
Total interest = 1000000.3%36
Total interest = 10800 yuan
(2) Calculate the monthly repayment amount
Formula Monthly repayment amount = (total interest of loan amount)/repayment months
Monthly repayment amount = (10000 10800)/36
Monthly repayment amount =3077.78 yuan
Results:
The "monthly payment" of this loan is 3077.78 yuan, the total repayment amount is 1 10800 yuan and the total interest amount is 10800 yuan.