1. Loans to farming, animal husbandry, forestry, agriculture-related industrial chain and other related industries shall be repaid in the form of monthly capital and equal principal and interest. For a single loan with a term of less than one year (including one year), considering the cash flow characteristics and capital turnover cycle of the borrower's agricultural production, we can consider accepting the repayment methods of monthly (quarterly) interest payment, semi-annual repayment, annual repayment and maturity repayment; If the loan term is more than one year and less than three years (including three years), the repayment period shall not exceed half a year, and the one-time repayment of principal and interest is not supported; If the loan term exceeds three years, the repayment method of monthly principal and interest must be adopted.

2 agricultural machinery loans can be issued according to the cash flow characteristics of agricultural production engaged by the borrower. In addition to monthly average capital and matching principal and interest repayment, for loans with a term of less than one year (including one year), monthly (quarterly) interest payment and one-time principal repayment can also be adopted. For loans with a term of more than one year and less than three years (including three years), the repayment period does not exceed half a year, and the one-time repayment of principal and interest is not supported.

The above contents are for your reference. Please refer to the actual business regulations.

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