Landlord, in fact, the national government departments now attach great importance to the "financing difficulties" of small and medium-sized enterprises everywhere, and have introduced many measures to support the financing of small and micro enterprises. For example, the "Tax Loan Easy" jointly launched by Shenzhen State Taxation Bureau and China Everbright Bank (the maximum amount is 5 million, which can increase the amount of mortgage and pledge), and the micro-public tax silver card jointly launched by Shandong State Taxation Bureau and China Everbright Bank (the maximum amount is 990,000, but the threshold is extremely low, and ordinary self-employed individuals can apply) are all unsecured, unsecured and low-interest pure credit financing services, which are very good, and as far as I know, these products are all local banks at present. However, due to the geographical limitation of this product, the banks and products launched in different places are not the same. The landlord can consult more banks and believe that he will find suitable financing services. Of course, if you can provide mortgage or guarantee, it will certainly be much easier to borrow money. I hope it can be adopted ~ ~

Second, how do small and micro enterprises borrow money?

1. The borrower submits an application for personal business loan to the lending institution. 2 lending institutions will file the application materials. 3. Lending institutions shall review the materials classified into archives. 4. After approval, the borrower signs the contract. 5. The borrower implements the guarantee conditions and the lending institution lends money. 6. The borrower repays the loan according to the contract. For more information about how small and micro enterprises can get loans, please visit:/ask/846d821615822568.html? Zd view more content

3. How do newly registered small and micro enterprises get loans?

Simple and quick credit business for small enterprises refers to credit rating, credit granting and credit utilization under the premise of implementing full and effective mortgage (pledge) guarantee and other forms of guarantee within the specified total amount of credit for a single household. According to the mortgage (pledge) guarantee provided, we directly carry out various off-balance-sheet financing businesses such as credit and loan, trade financing, bill acceptance, discount, letter of guarantee and letter of credit, and the business is over.