Yes The loan products of rural commercial banks can be used for loans from other banks. Personal second-hand housing loans shall be implemented in accordance with the relevant provisions of the People's Bank of China, and the maximum loan amount shall not exceed 80% of the total price or assessed value of the purchased house (whichever is lower). Wuxiang Rural Commercial Bank issued 39.04 million yuan of micro-credit to poor people, accounting for11.5% of the annual work target.