It's best not to pack it. The bank will find out. Affect future loans. General bank's requirements for credit investigation: at present, it cannot be overdue, twice in half a year, three times in a row in two years, and a total of six times.

Conditions for applying for loan business:

1,18-a natural person aged 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

Second, some people say that it is true that loans are packaged as legal persons and not used!

Loans are divided into corporate loans and personal loans. Even if you change legal person, shareholders should sign the IOU. There is also a loan that generally requires collateral or guarantor, but the legal person cannot change it. No guarantor?

3. Some people say that I can get a loan from 300 yuan, and the packing fee can be below 1800 yuan. Is that true?

People who lie to you usually don't do that much. It depends on your qualifications.