Enterprise credit loans does not need guarantee and mortgage, and the procedure is simple and quick, but the amount is low. Mortgage loan is the most common loan method for enterprises. Enterprises apply for loans with their own land or houses with property rights as collateral, and this loan amount is high. Enterprise-guaranteed loan is a kind of loan method when its own qualification cannot apply for a loan. The enterprise finds a guarantor recognized by the bank as a guarantee to reduce the loan risk before applying for a loan.

Enterprise loan refers to a way for an enterprise to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation.