1. People's Republic of China (PRC) citizens with full capacity for civil conduct, including Hong Kong, Macao and Taiwan citizens, have good credit status and repayment willingness and ability, and comply with the Interim Measures for the Administration of Personal Loans and other laws, regulations and regulatory provisions;
2. The age is not less than 18 years old and not more than 65 years old;
3. Abide by the relevant regulations of Bank of China on anti-sanctions and compliance;
4. Open a settlement account in China Bank;
5. It is qualified as a legal person and can provide relevant business licenses and business licenses.
The above contents are for your reference. Please refer to the actual business regulations.
Conditions of China Bank's Risk Loan
China Bank provides "ideal home". Entrepreneurship treasure "entrepreneurship loan for college graduates. The loan conditions include:
1, a natural person with full capacity for civil conduct;
2. Have local permanent residence and fixed residence;
3. Hold a valid resident ID card, a diploma issued by a full-time college recognized by the state, and a personal file filing certificate;
4, business scope and business premises ownership certificate;
5. Being able to provide effective guarantee recognized by the bank;
6. The borrower's self-raised funds shall not be less than 30%;
7. Other conditions stipulated by the lender.
Please consult the local branch of Bank of China for details.
The above contents are for your reference. Please refer to the actual business regulations.
What are the requirements for applying for an investment loan from China Construction Bank? What are the conditions?
What are the requirements for applying for an investment loan from China Construction Bank? What are the conditions? Investment loans are commercial loans with individuals or families as the core, and the loan amount is generally more than 1 000 yuan and less than 200,000 yuan. Investment loan is an extension of microfinance in technology and practical application. Most domestic banks and non-bank financial institutions have investment loans. For example, China Construction Bank is the first bank in China to provide investment loans. What conditions do you need to apply for an investment loan from CCB?
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What conditions do you need to apply for an investment loan from CCB? Anyone who meets the following conditions may apply for an investment loan from China Construction Bank:
(1) The applicant must be a personal network silver shield customer of CCB, and have successfully registered as a business member of Shanrong and opened a mall account;
(2) The applicant must be a natural person with full capacity for civil conduct, aged 65,438+08, and not more than 60 years old;
(3) The applicant shall open a personal bank settlement account in China Construction Bank;
(4) Good credit status, no bad credit record, and not included in the internal control list of bad credit customers of CCB;
(5) Other conditions stipulated by the Construction Bank.
Finally, I would like to remind you that applicants who meet the above conditions can directly bring personal ID card, household registration book or residence certificate, marital status certificate, income certificate and other necessary supporting materials to the business outlets of China Construction Bank.