Alipay, as a one-stop life service platform, has a very powerful function, including providing loans to borrow money, so that users can apply at any time when they are short of money, and can return it at any time after solving the problem, only paying appropriate interest during the period. So, how does Alipay borrow money? The following is a brief introduction to the borrowing operation of several products.
How does Alipay borrow money? 1. The maximum amount of the reserve fund can be borrowed from 500 yuan, and the minimum amount can be borrowed from 100 yuan, which can be directly withdrawn to the balance of Alipay. It can be used for 7 days, and you can enjoy 7 days interest-free for the first application, which is equivalent to a coin purse product on Alipay in case of emergency. Application channel: Open Alipay app- My Balance-Withdrawal Amount of Reserve Fund in the lower right corner. 2. The maximum loan amount is 200,000 yuan, which can be repaid in 12 months at the longest. Interest can be calculated on a daily basis and can be repaid as you borrow it. Personal credit products with low daily interest rates that can be recycled on Alipay are suitable for the choice of revolving loans within one year. Application channel: Open Alipay app- My Loan in the lower right corner, agree to the relevant agreement, authorize credit inquiry and obtain the loanable amount. 3. Zhaolian Good Term Loan is a personal credit product of Zhaolian Consumer Finance. It cooperates with Alipay to open an application channel on Alipay. The maximum loan amount is 200,000, the longest loan period is 36 months, and the longest loan period can reach 3 years. Friends who need long-term loans can choose. Application channel: open Alipay app- search for good loans on the home page-I want to borrow money in the lower left corner-confirm the authorization, and apply according to the page prompts. 4. A revolving loan product of Anyihua Consumer Finance, with a maximum loan of 200,000 yuan and the longest installment of 24 months. You can also apply directly through Alipay from the lowest annualized interest rate. Application channel: Open Alipay app- Home Search for Comfortable Flowers-Click Borrow Now-Confirm authorization and login, and apply according to the page prompts. 5. Personal credit products of Lexin Group, a listed company by stages, with a maximum loan amount of 200,000 and the longest installment of 36 months. You can also borrow money for three years, so the pressure of borrowing money is small, and newcomers can apply for interest-free for up to 30 days. Application channel: Open Alipay app- Home search installment music-Click to view my quota-Confirm authorization, log in, fill in information, activate the quota, and you can withdraw cash immediately. The above is about "how to borrow money from Alipay", and I hope it will help everyone.
Second, how does Alipay borrow money?
1. Alipay borrows its own products, ants borrow, Taobao orders lend, and online merchants lend directly.
2. Pay attention to Alipay life numbers such as consumer finance, Zhaolian Good Loan, China Post Loan and Czech Credit before applying. answer
Why should we pay attention? No, ask questions
Open the loan flower and Alipay will give me an answer.
I didn't borrow it. I have flowers to ask questions.
Huahua is still ok. Answer.
See if I can borrow it and answer it.
3. How to get a bank loan through Alipay?
1. First, open Alipay online merchant bank on your computer or mobile phone.
2. Enter the main interface of online merchant bank, as shown in the figure below.
3. Click "My" in the above picture to enter the interface below, and then click the button to borrow money.
4. Click the loan option in the figure below.
5. Next, you can see the picture below.
6. Fill in the amount we need to borrow, and then click Next.
7. Click the OK button in the pop-up dialog box, and Alipay will put the money into your Alipay account.