In mortgage to buy a house, the down payment is paid to the supervision account of the developer in the loan bank, which is supervised by the local housing authority. The bank will issue a receipt certificate and give it to the developer for invoicing.

Generally, the down payment is given to the developer's finance department, which issues a receipt, and then the money is deposited in the bank. After the successful loan of the property buyers, the developers will issue a unified invoice for real estate sales.

When paying the money, the buyer only needs to be present in person, hold the ID card, and determine the room number and down payment amount before paying the money. After paying the down payment, the developer should be required to sign the purchase contract as soon as possible.

2. Should I go to the bank or the sales department to apply for a loan to buy a house?

You can find the sales office for the first-hand house, and the sales office will have a cooperative relationship with the bank and apply for a loan at the corresponding bank. Second-hand housing can contact the bank loan department for confirmation.

3. When buying a house, do developers apply for housing loans or go to the bank by themselves?

In mortgage to buy a house, the down payment is paid to the supervision account of the developer in the loan bank, which is supervised by the local housing authority. The bank will issue a receipt certificate and give it to the developer for invoicing.

Generally, the down payment is given to the developer's finance department, which issues a receipt, and then the money is deposited in the bank. After the successful loan of the property buyers, the developers will issue a unified invoice for real estate sales.

When paying the money, the buyer only needs to be present in person, hold the ID card, and determine the room number and down payment amount before paying the money. After paying the down payment, the developer should be required to sign the purchase contract as soon as possible.

4. Is the house loan handled by yourself or by the developer?

They will complete the development part by themselves,

You have to go to the bank for an interview yourself. The developer will tell you all the information you need. You can ask the shopping guide if you don't understand.