2. Online banking inquiry, provided that online banking is enabled on the card. You can log in to the bank's mobile phone to check the repayment plan, repayment status and balance of personal loans.
Concept of mortgage repayment plan
Mortgage repayment schedule is a repayment schedule calculated and printed by the bank according to the mortgage interest rate agreed in the loan contract, the loan amount and repayment period of the buyer when the buyer applies for mortgage from the loan bank.
The contents of the table include monthly payment and the share of principal and interest in monthly payment, both of which are theoretical values. If the mortgage interest rate is adjusted, the bank will recalculate the monthly payment according to the latest mortgage interest rate of 65438+ 10/in June of the following year in combination with the remaining loan principal and repayment period. The mortgage repayment schedule is generally one year.
Mortgage repayment process
1. The borrower should check the prepayment requirements in the loan contract and pay attention to related matters;
2. Make an appointment and make an appointment to repay the loan;
3. Deposit the repayment funds into the repayment account in advance, and confirm that the password is accurate;
4. Bring the original loan contract and the borrower's ID card, and go to the bank for prepayment procedures within the agreed time;
5. Repay the loan in advance. According to the loan contract, the bank can punish the monthly payment for one month, and the monthly payment for that month has been paid. Three days before the agreed repayment date, the prepayment process cannot be done, and then it can be done;
6. After the loan is settled, the loan bank will issue the loan settlement certificate and return it together with other mortgage certificates of the house. You need to bring relevant documents (the ID card of the owner of the house) to the housing management department to get your own real estate license and land use certificate (in some places, the land certificate is obtained at the bank).