More than one thousand
2. What is the latest purchase policy 2022 in Chengdu?
Legal analysis: China's commercial housing management measures stipulate that, under normal circumstances, the new policy of buying houses in Chengdu in 2022 stipulates that registered permanent residence and non-local people need to pay social security for two years when buying houses in Chengdu. If second-hand houses are included in the scope of purchase restriction, the following conditions should be met at the same time: the buyer has a permanent residence in the region, or the permanent residence is not in the purchased area but exceeds months. People from outside the city who purchase commercial housing or second-hand housing with a construction area of over 90 square meters in the administrative area of Chengdu, obtain the ownership certificate of housing and participate in social insurance 1 year or more in our city according to law, can apply for children's accounts at the place where the housing is located. The time to buy commercial housing is based on the date when the contract is registered in the housing management department, and the time to buy second-hand housing is based on the date when the real estate sale and transfer are registered in the housing management department.
Legal Basis: Rational Measures Article 7 The sale of commercial housing shall meet the following conditions: (1) A real estate development enterprise shall have a business license of enterprise legal person and a land use right certificate or land use approval document for the sale of commercial housing; (3) Holding a construction project planning permit and a construction permit; (; (5) Resettlement has been implemented; (six) water supply, power supply, heating, gas, communications and other accessories, other supporting infrastructure and public facilities have delivery conditions or have determined the construction progress and delivery date; (7) Property management
Third, Chengdu's new housing policy (June 5438+2022 10)
How is the new policy of buying houses in Chengdu stipulated? Purchase houses in Xiyuan District, Jinjiang District, Qingyang District, jinniu district District, Wuhou District, chenghua district District, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Du Qiong District of Chengdu High-tech Industrial Development Zone, and the buyers have household registration in restricted areas, or have stable employment in restricted areas and enjoy social insurance continuously. Residents with household registration in the South Park and Tianfu New District of Chengdu High-tech Industrial Development Zone, or those with stable employment in the South Park and Tianfu New District of Chengdu High-tech Industrial Development Zone and continuous payment of social insurance or personal income tax for more than 1 year, and those with household registration in other regions without their own houses in this region, who can add commercial houses after 20656 in the restricted purchase area stipulated in document No.20 16, are not allowed to buy commercial houses in the above areas. Adjust the minimum down payment ratio of housing provident fund to 30%; If there is an existing house, but the corresponding mortgage balance is not settled, the minimum down payment ratio is 40%. If you purchase the first set of housing or have settled the balance of the corresponding housing loan, you will not issue provident fund loans to the depositor families who purchase the third and above houses.
4. What are the latest provisions of Chengdu 2022 housing loan policy?
1. If the loan has already bought a suite, the first suite will be bought after the commercial loan is settled, and the second suite will be counted if the loan is not settled;
2. There are two sets of commercial loan houses under the personal name, one of which has been settled and the other has not, and the second loan is used to buy more than two suites; 3. Before marriage, both husband and wife have outstanding loans (one commercial loan and the other provident fund loan), and buying a house after marriage is called two or more suites.