The maximum provident fund loan for families with two or more children in Fuzhou, Fujian Province is 6.5438+0 million yuan.
According to the website of Fuzhou Housing Provident Fund Center on May 30, the Fuzhou Housing Provident Fund Management Committee issued the Notice on Supporting the Reasonable Housing Needs of Employees and Increasing the Loan Amount of Housing Provident Fund for Families with Two or More Children. The notice made it clear that it would support the fund demand of workers' families with two or more children for the first time to purchase houses with loans, serve the strategy of making Fuzhou a bigger and stronger provincial capital city, and give full play to the housing security function of the housing provident fund. At present, the relevant policies for employees' families who have paid housing provident fund to apply for personal housing loans are adjusted as follows: First, employees' families apply for pure housing provident fund loans for the first time to buy self-occupied housing, and the down payment ratio is not less than 20% if the real estate area is below 90 square meters (inclusive); Apply for a portfolio loan to buy a house, referring to the relevant provisions of the down payment ratio of commercial banks. Second, the employees' families apply for pure housing provident fund loans to purchase houses for the second time, and the down payment ratio is adjusted to not less than 30%; Apply for a portfolio loan to buy a house, referring to the relevant provisions of the down payment ratio of commercial banks. Third, families of workers who have given birth to and raised two or more minor children apply for housing provident fund loans for the first time. If other loan conditions are met, the loan amount of housing provident fund will be increased by 654.38+10,000 yuan according to the formula, and the maximum loan amount will be adjusted to double employees 1 10,000 yuan, and single employees will be 700,000 yuan. This notice shall be implemented as of June 1 day, 2022. (Fuzhou Housing Provident Fund Center website)