This product comes from Guohua Life Insurance Co., Ltd.

It is an old-age security with both financial management and security functions.

Coverage includes: death, accidental injury and disability.

If you live to the agreed date, you can receive the corresponding insurance money.

At the same time, if the contract expires, you can also receive an insurance premium.

Additional functions included in the product (except product liability protection)

Policy loan: you can apply for a loan from an insurance company, and the loan amount does not exceed 80% of the cash value at that time.

Annuity conversion right: you can apply for a one-time insurance premium by installments.

Automatic premium payment: if the premium is not paid in time, the insurance company will pay the premium in cash.

This kind of dividend-paying wealth management products generally support policy loans, and only the cash value with heavy components is rarely guaranteed.