Legal analysis: 1. What kind of legal responsibility you should bear for overdue repayment depends on how the loan agreement you signed with the bank stipulates. 2. If the overdue loan and related expenses have been paid, you don't have to trust the attorney, even if the judgment requires other expenses, you have to wait for the court's judgment.

The bank has the right to ask the borrower to pay off the loan in one lump sum.

In our daily life, borrowers often fail to repay their loans for various reasons. But it doesn't mean that as long as loans overdue, banks will require borrowers to pay off all loans. If it is stipulated in the personal loan contract that the loan has not been repaid in full for several months, or has not been repaid in full on time for many times, the bank has the right to require the borrower to pay off all the loan balance at one time. Unless the bank waives its rights, both parties will continue to perform the contract after the borrower pays off the loan.

Legal basis: Article 13 of the Measures of the People's Republic of China on the Payment of Litigation Fees shall be paid according to the following standards: (1) Property cases shall be paid in installments according to the amount or price requested by litigation: 1. If the amount does not exceed 1 1,000 yuan, each piece shall be paid to 50 yuan; 2. The part exceeding 1 10,000 yuan to 1 10,000 yuan shall be paid by 2.5%; 3. The part exceeding 6,543,800 yuan to 200,000 yuan shall be paid by 2%; 4. For the part exceeding 200,000 yuan to 500,000 yuan, pay by 1.5%; 5. The part exceeding 500,000 yuan to 6,543.8+0,000 yuan shall be paid according to 654.38+0%; 6. The part exceeding 6,543,800 yuan to 2 million yuan shall be paid by 0.9%; 7 more than 2 million yuan to 5 million yuan, according to 0.8% to pay; 8. The part exceeding 5 million yuan to 6.5438+million yuan shall be paid by 0.7%; 9. The part exceeding 6,543,800 yuan to 20 million yuan shall be paid by 0.6%; 10. For the part exceeding 20 million yuan, 0.5% shall be paid. (2) Non-property cases shall be paid according to the following standards: 1. Each divorce case ranges from 50 yuan to 300 yuan. Involving the division of property, the total amount of property does not exceed 200 thousand yuan, no need to pay separately; The part exceeding 200,000 yuan shall be paid by 0.5%. 2. 500 yuan shall pay 100 yuan for each case that infringes on the right to name, name, portrait, reputation and honor. Involving damages and the amount of compensation does not exceed 50 thousand yuan, no additional compensation; The part exceeding 50,000 yuan to 6,543,800 yuan shall be paid according to 654.38+ 0%; The part exceeding 654.38+10,000 yuan shall be paid by 0.5%. 3. Pay 50 yuan to 100 yuan for each non-property case of the other party. (3) In intellectual property civil cases, if there is no dispute about the amount or price, each piece shall be paid from 500 yuan to 1 1,000 yuan; The disputed amount or price shall be paid according to the standard of property cases. (4) Payment for each labor dispute case 10 yuan. (5) Administrative cases shall be paid according to the following standards: 1. Pay 100 yuan for each trademark, patent and maritime administrative case; 2. Every 50 yuan in other administrative cases. (6) If the parties raise objections to the jurisdiction of the case, and the objections are not established, they shall pay 50 yuan to 100 yuan for each piece. The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to local actual conditions, formulate specific payment standards within the scope specified in items (2), (3) and (6) of this article.