1. Credit records and credit scores: Banks usually evaluate the credit records and credit scores of borrowers to determine the feasibility of loans. If your credit is good and your repayment record is good, you have a greater chance to increase the loan amount.

2. Income and stability: Your income level and career stability are also important for loan application. The bank will consider your repayment ability and ensure that you can repay on time.

3. Collateral value: If you have valuable real estate as collateral, then the possibility of loan is higher. Banks usually consider the value of collateral and market prospects.

4. Loan term and interest rate: The loan amount and loan term are also one of the factors considered by banks. A longer loan term can reduce the monthly repayment amount, but it may increase the total interest expense.

To sum up, the loan of 6,543,800 yuan needs a good credit record, a stable source of income and valuable collateral as a guarantee. In addition, the term and interest rate of the loan will also affect the feasibility of the loan. It is recommended to consult more banks or financial institutions and read the terms of the loan contract carefully.

Extended data:

According to China's relevant laws and regulations, financial institutions need to abide by relevant laws and regulations when conducting loan business, including the Loan Contract Law and the Commercial Bank Law. The specific loan amount and conditions may vary according to different regions and financial institutions. It is recommended to consult local banks or financial institutions to obtain accurate and specific information.