Provident funds can be bought in different places. According to the current provident fund withdrawal policy, eligible employees can withdraw provident fund from their own houses that have acquired property rights outside the city. Eligible employees refer to the household registration certificate or work certificate of the city where the house is purchased. When buying a house in other places, local employees should provide their own and their spouses' ID cards, provident fund cards, purchase contracts, real estate licenses, full payment and household registration certificates or work certificates.

In addition to the above information, the loan contract and repayment certificate are also required for the purchase of houses by employee provident fund loans. Employees who purchase houses with loans can withdraw the down payment at one time or repay the loans on a monthly basis. After the employee withdraws the down payment, he only needs to provide the provident fund card, ID card and repayment voucher to repay the loan on a monthly basis. The withdrawal of housing provident fund is implemented in the whole city, and employees can choose any management department nearby to handle the relevant withdrawal business. Because the purchase of foreign housing needs manual verification, it is usually completed within 3 working days, and employees are informed whether it can be handled.

What should I pay attention to when using provident fund to buy a house in different places?

First of all, we should understand the local housing policy. Many cities have clear restrictions on the qualifications of household registration personnel in other provinces and cities, so buyers need to know whether different policies can meet your requirements. Buyers who meet the qualification of buying a house need to look at the local credit policy when buying a house with a loan, which mainly includes three points: whether the provident fund can be used; Loan interest rates of different banks; Different housing loan policies.

Second, we should correctly evaluate our economic strength. Most of the buyers from different places live for the second time or even many times, with the purpose of * * and self-occupation. However, the house is worth hundreds of millions of things. In order not to increase the financial burden of buyers, we must properly evaluate our economic strength before buying a house.

Third, choose the payment method that suits you. Generally, buyers have two payment methods: full payment and loan. If the full payment method is adopted, buyers need to consider whether the quality of life after buying a house will be affected. If the loan method is adopted, there are more factors to consider.

Fourth, buying a house in a different place must be inspected on the spot. Due to the fast pace of life, many foreign buyers often learn about the project information through the Internet, newspapers, advertisements and the media. Developers will introduce a lot of project information when promoting projects, but not every piece of information that buyers see is so "real". Therefore, property buyers must spend time on-the-spot investigation.