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Commercial loan withdrawal provident fund process
Procedures for drawing provident fund from commercial loans:

1. The unit verifies the relevant extraction certification materials and photocopies provided by individual employees, and the qualified agent of the unit fills in the extraction application form and extraction list uniformly printed by the management center, and applies to the account opening management department with the original and photocopies of relevant certification materials.

If both husband and wife withdraw the housing provident fund, the main purchaser or renter shall go through the withdrawal procedures first, and the other party shall provide the other party with the "Withdrawal Record Sheet", proof of husband and wife relationship and related materials.

2. The cabinet-receiving personnel of the management department shall review the extracted materials, quotas, times and personal account information according to the Management Measures for Extraction. To meet the extraction conditions, go through the extraction procedures; For those who are not allowed to withdraw after examination, inform the reasons for not allowing withdrawal; If you can't reply in time under special circumstances, you should consult the director of the management department and the relevant departments of the management center, and give the unit a clear answer within three days.

3. After the cumulative withdrawal amount of the extractor reaches the extractable limit, it can apply for withdrawal again for other reasons.

If the withdrawal money is not transferred to the designated account within 4.3 working days, the unit or individual can inquire through the management department.

5 housing provident fund extraction in principle by the unit manager. When there is a dispute between an individual and a unit over the withdrawal of housing provident fund, if the unit fails to handle the withdrawal procedures of housing provident fund for employees, the management department shall coordinate.

6. Employees who are sealed in the centralized storage warehouse and meet the extraction conditions can go through the extraction procedures at the management department with the original and photocopy of their ID cards, their savings account numbers and relevant supporting materials. After receiving the cabinet, the management department shall handle it according to the personal extraction business process.

The purchase of commercial housing, affordable housing, cooperative housing, fund-raising housing and other self-occupied housing, and the provision of purchase contracts or purchase agreements and purchase invoices are generally handled by the unit.