If you have a loan in your name, you can still borrow money to buy a car. The following are the conditions for buying a car with a loan:

1. The applicant must have full capacity for civil conduct and a stable source of income.

2. The applicant must have a good credit record and no bad criminal record or bad loan credit record.

3. The applicant should be between 22 and 55 years old, and the female should not exceed 50 years old.

4. The purpose of the loan must be true and effective, and no false loan is allowed.

5. Applicants must be qualified to purchase houses and provide valid identity documents.

6. It should be noted that banks or lending institutions will consider the repayment ability of the applicant, including the monthly payment of existing loans and the proportion of total liabilities. If the applicant's debt ratio is too high, it may affect the loan approval result.