In the daily operation of small and medium-sized enterprises, capital is a very important part, because management, procurement, business development and so on all need capital, so business owners must consider how to obtain corporate loans. Many banks have corporate loans. For example, China Construction Bank has products suitable for small and micro enterprises. Let me introduce it today.

First, fast credit loans.

Loan amount: up to 5 million yuan; Loan term: the longest is 65,438+02 months; Loan interest rate: based on the interest rate agreed in the contract, the loan is used independently, and the interest is calculated according to the actual amount used and the number of days.

Application conditions: good credit status; Chinese mainland residents (excluding Hong Kong, Macao and Taiwan); Online banking or mobile banking signing customers; Hold the financial assets of CCB (including deposits and wealth management, etc.). ) or pay taxes in good faith.

Second, mortgage fast loans.

Loan amount: up to 6,543,800 yuan; Loan term: up to 36 months, online approval, offline signing; Housing mortgage loan or stock mortgage loan housing two mortgage;

Application conditions: good credit status; Chinese mainland residents (excluding Hong Kong, Macao and Taiwan); Online banking or mobile banking signing customers; Have high-quality real estate or personal housing loan in CCB.

Third, pledge fast loans.

Loan amount, the longest loan period is 5 million yuan, the longest loan period is 12 months, and the annual interest rate starts, and the whole process is handled online.

Application conditions: holding personal or corporate financial assets of CCB (including deposits, wealth management, etc.). )

Fourth, platform quick loan.

Loan amount: the longest loan period is 5 million yuan; Up to 36 months, specific customer groups; The whole process is handled online.

Application conditions: good credit status; Chinese mainland residents (excluding Hong Kong, Macao and Taiwan); Online banking or mobile banking signing customers; Small and micro enterprises on cooperation platforms such as e-commerce, government and supply chain.