1 Automatic Repayment Before 18 of the agreed repayment date (2 1 every month), ensure that the repayment bank card (that is, the collection bank card selected when borrowing) has enough funds to repay the current principal and interest, and Changsha Bank will automatically deduct the money.

2 Prepayment: You can deposit the full amount of funds into the repayment account at any time, and then click "Happy Second Loan" through electronic banking to prepay, and there is no handling fee for prepayment. The above are two repayment methods of Happy Seconds Loan. You can choose automatic repayment or early repayment. It should be noted that repayment must be made on time. Happy second loan is used for credit investigation. Once overdue and other behaviors occur, it will affect personal credit information.