Generally, when buying a house, you will first consider using provident fund loans. For many Nanjing people working in other places, you can use provident funds from other places to apply for loans to buy a house. Of course, you need to know the specific details. Can you use provident funds from other places to buy a house in Nanjing? Can you use provident funds from other places to buy a house? You can apply for a housing provident fund loan. Judging from the detailed regulations, it seems that it will be easy for provident fund depositors to take out loans to buy houses in other places in the future. They only need to apply for a written certificate from the depositing city provident fund center, and the rest of the matter will be handled by the lending city provident fund center and the entrusted bank. After the Loan City Provident Fund Center accepts the employee's off-site loan application, it will verify the authenticity and completeness of the information in the "Certificate of Payment, Deposit and Use of Housing Provident Fund for Employees in Off-site Loans" with the City Provident Fund Payment and Deposit Center. If the verification is correct, the loan review and approval procedures should be completed within the specified time limit, and the results should be fed back to the city provident fund center.

Notes on housing provident fund buying in Nanjing 1. Housing provident fund loan policy: If you want to apply for a provident fund loan, you must understand the local provident fund management policy for house purchase. For example, there is a maximum limit on housing provident fund loans. Housing provident fund loan amounts vary in different cities and regions. If the house that a home buyer wants to buy requires a relatively high loan amount, he or she needs to find ways to make up the loan amount in advance. For example, if an individual applies for a housing provident fund loan and a family applies for a housing provident fund loan, the amount they can get is also different. 2. Pay attention to the account balance: In addition to the maximum limit, the provident fund loan limit is also calculated based on the balance in the provident fund account. Usually the provident fund loan limit is calculated by multiplying the provident fund account balance by a certain multiple. Some homebuyers make relatively small personal provident fund payments every month, and the balance in their accounts is not large after several years. In this case, applying for a provident fund loan may not be used or the loan limit is completely insufficient. 3. Pay attention to the down payment: The calculation of the down payment has always been one of the problems for many home buyers when purchasing a house. Each region has different requirements for the down payment ratio. Usually the down payment ratio for purchasing a first home will be between 20-30%. . Before purchasing a house, buyers can use this number to estimate the amount of provident fund loan, but they should pay attention to preparing a minimum down payment to avoid a loan gap.