Step 1: The borrower applies for funds. Borrowers need to prepare their valid certificates, car purchase contracts and other supporting materials to apply for loans from financial institutions. Because banks generally don't do auto mortgage business, most people apply to financial institutions. Different financial institutions may need different materials. You can take the above materials to the financial institution first, and then consult at the institution. Step 2: Audit: In addition to submitting all the required information, the auto mortgage company will also audit you according to the information you submitted to assess whether your comprehensive qualification is up to standard. If the personal qualification meets the standard, it will pass the examination. Step 3: After the appraisal of vehicle value is approved, the institution will appraise the vehicle mortgaged by the borrower and reserve a loan amount by appraising the vehicle value. Step 4: sign a contract and lend money. After the vehicle evaluation is completed, the institution will sign a contract with the borrower and then pay, and the borrower only needs to mortgage the vehicle certificate to the institution.

Second, how to deal with automobile mortgage?

Automobile mortgage means that the lender mortgages the car registration certificate to the lending institution, and then can use the car normally. The following is the processing flow of automobile mortgage:

1. Submit relevant materials to the lending institution, including motor vehicle registration certificate, driving license, certificate of purchase additional tax (original), car purchase invoice, etc. , and then submit a loan application.

2. The lending institution shall review the data and evaluate the value of the vehicle.

3. The lending institution determines the loan amount.

4. The loan shall be entrusted and notarized.

5. The lending institution shall keep the relevant documents of the lender.

6. Going to the vehicle management office for mortgage registration may need to follow the GPS.

7. Loans from lending institutions.

Third, how to apply for a car loan?

Guangzhou has no car loan, Guangzhou has car pawn, Guangzhou has car mortgage and Guangzhou has car loan. I have friends who do this. As long as you have a car with a Guangdong A license in Guangzhou, you can easily get a high loan. The highest seems to be 80% of the vehicle evaluation price. You can choose the form of parking or not. Lending on the same day as soon as possible is very low cost. Guangzhou automobile loan consultation 020 22929747.

Fourth, how to apply for a car loan?

Automobile mortgage process:

1. The applicant applies to the lending institution;

2. The lending institution conducts an investigation according to the applicant's materials to evaluate the value of the vehicle;

3. The lending institution evaluates the loan amount according to the information of the applicant;

4. Handle relevant procedures and entrust the judiciary;

5. The lending institution receives the relevant documents of the applicant;

6. After approval, the lending institution lends money to the applicant. Matters needing attention in automobile mortgage, Beijing: 1. In most automobile mortgage, you can mortgage your car instead of your car. In other words, as long as you mortgage the relevant documents of your car to the lending institution, you can get a loan, and after installing GPS, the car will still be used as usual. Therefore, before making a mortgage, we must first understand whether the car mortgage has a mortgage, and try to avoid the institutions that want to mortgage the car; 2. automobile mortgage's funds are often used for short-term turnover. If you need a long-term loan, it is not applicable to borrow money with a car as collateral.