1. After the lender and the borrower have completed the relevant loan procedures, the borrower shall use the loan for the purposes agreed in the loan contract.

2. Manage and control the payment of personal loan funds in accordance with the principle of entrusted payment and independent payment by the borrower. Meet one of the following conditions, can be regarded as a special case, can take independent payment:

(1) The borrower cannot determine the specific transaction object in advance and the amount does not exceed 300,000 yuan.

(2) The counterparty of the borrower does not have the conditions to effectively use the non-cash settlement method.

(3) the loan funds are used for production and operation and the amount does not exceed 500,000 yuan.

(4) Other circumstances stipulated by laws and regulations.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.