There is a difference. The monthly repayment of 800,000 loans for 20 years is different from that of 30-year loans for 20 years. The monthly repayment amount for 30 years is 4245.8+0? Monthly repayment of 5235.55 yuan for 20 years? Yuan? In contrast, in the past 20 years, 900 yuan has been paid more every month, and 900 yuan has been paid less every month. 900 yuan will generate interest every month. The monthly repayment of principal is different, and the amount of loan interest is related to the amount of principal. The more repayment principal, the less interest. The monthly repayment principal of 20 years is different from that of 30 years. Therefore, the more remaining principal in 30 years, the more interest will be generated.

Interest calculation formula: