In fact, during the school period, the national student loan belongs to the national student loan, which is to help students from poor families solve their tuition and accommodation expenses. Student loans are mainly divided into two categories: student-origin student loans and national student loans. Many students are not very clear about the difference between these two kinds of student loans. Here, let's compare the differences between them and popularize science for everyone.

The difference between student source loan and national student loan

First, conceptual differences.

1: national student loan

The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

2. Student loans

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of national student loan.