Student-origin student loans do not require proof of poverty. A few schools need proof of poverty. Student-origin student loans are student loans from China Development Bank and Poverty Alleviation and Development Bank. As long as the university admission notice recognized by the state meets the requirements of the state for poor families, you can apply. Student-origin credit student loan is a grant issued by financial institutions such as China Development Bank to freshmen and college students who meet family financial difficulties. Students, their parents, and the student financial assistance management center or financial institution in the county where they attend apply to help students with financial difficulties pay the tuition fees and student accommodation loans they need during their studies at school. The source credit loan is a credit loan, and there is no need for guarantee and guarantee. Students and parents are * * * the same borrower * * the same person responsible for repayment.

Student-origin student loan process:

1. Apply for a loan: eligible students log in to the Student Online Service System to find the "Loan Application" with the location of "Add", fill in the information and export and print the "Application Form for Student Loan of China Development Bank";

2. Qualification examination: If it is the first loan application, you need to bring the application form to the senior high school, village committee and township civil affairs department for qualification examination and affix the official seal. If it is renewal, you don't need to review it again, and go directly to the county-level fund center for renewal procedures;

3. Signing a loan contract: After being sealed, the students and * * * together with the borrower will go through the loan formalities at the county capital center with relevant materials.

Legal basis: Article 2 of the Administrative Measures for Commercial Student Loans.

The term "commercial student loans" as mentioned in these Measures refers to commercial loans independently issued by banking financial institutions in accordance with commercial principles to pay tuition, accommodation and basic living expenses for students from poor families in domestic colleges and universities.