Loan trust refers to a financial business in which the trustee accepts the entrustment of the principal, issues loans according to the funds deposited by the principal or according to the object, purpose, term, interest rate and amount of the trust plan, and is responsible for recovering the principal and interest of the loan at maturity.

2. Equity trust financing

Equity trust is a fund trust that uses trust funds to invest in industrial projects in the form of equity investment. Trust companies invest the raised trust funds in the agreed projects according to the trust contract by means of equity trust, and become shareholders of the project company, and then participate in the investment project management as shareholders, supervise the investment projects through the shareholders' meeting or the board of directors, know the investment purpose in time, ensure the project implementation as planned, avoid the moral hazard of managers and ensure the interests of investors.

3. Lease trust financing

Lease trust refers to the trust income generated by the trust investment company using trust funds to purchase equipment and lease it to the lessee, and collecting rent, rent and commission for purchasing equipment. Trust income mainly comes from rental income, commission income and disposal income after the expiration of equipment lease. Rent shall be paid by the lessee to the beneficiary (principal) at the agreed interest rate every year, and commission income may be paid by the equipment lessor (or lessee) to the trustee at the agreed interest rate.

4. Debt Trust Financing

Creditor's rights trust refers to the trust that creditors entrust the trustee to collect, manage and use the IOUs, time deposits, insurance certificates and bills symbolizing creditor's rights as trust property. These claims are usually bank loans or corporate accounts receivable.

Triangle debt exists in many enterprises for various reasons, and its creditor's rights not only occupy the working capital of enterprises, make short-term assets long-term, but also seriously affect the operation of enterprises. Developing creditor's rights trust, with specialized trust companies undertaking the management, liquidation and disposal of creditor's rights, and realizing creditor's rights assets by using beneficial right transfer mechanism and asset securitization technology can improve the asset status of enterprises, increase the speed of capital turnover and open up new channels for enterprise financing.

5. Trust asset securitization

Trust-based asset securitization is an off-balance-sheet structural financing method in which the sponsors actually sell the assets that may generate future cash flow to a trust company, and the trust company or other selected institutions act as issuers, taking the future cash flow of the assets as the income source of investors, converting the assets into marketable securities and paying the consideration.