You can call the bank's customer service first to inquire about the situation, or go to the bank to inquire about your consumption and ask the bank to eliminate the bad record, or you can directly sue.

According to the credit report, the personal consumption loan of Nongqing Sub-branch of Harbin Bank was 2,698 yuan.

It is possible that your bank card number and password were leaked and taken away by others;

You may have paid something;

If you bind Alipay, WeChat and other software, you will either be transferred away or pay without knowing it.

So I suggest going to the bank to find out what's going on, and then understand why there is less money, and I will take care of my valuables under any circumstances in the future.