The down payment is 60,000 yuan, the monthly payment is 3,000 yuan, and the necessary expenses such as purchase tax and license12,245 yuan. In the early stage, the repayment is 35,045 yuan, the loan is 53,200 yuan, the monthly payment is 1.600 yuan, and the * * * expenditure is 92,645 yuan, which is 4,400 yuan more than the full car purchase.

If the down payment is 30%, the down payment of120,000 is about 40,000, plus the purchase tax of 100 and the loan fee of 2000. The total annual insurance coverage is more than 5,000 yuan, and the license fee is several hundred yuan.

Look at the specific model, you can't generalize. If there is no preferential bank interest rate and handling fee, the down payment is 30%: down payment is 60,000 +20w * 1. 17 tax+insurance+license fee, and the driving home should be within 90,000. Three-year service fee 14%, loan 140,000, service fee of 5,000 yuan, and monthly payment of 4,572 yuan.

Loan terms:

1. China citizen with permanent residence or valid residence certificate in the place where the loan is located, aged 18 to 60 years old, with full capacity for civil conduct.

2. Have the ability to repay the loan principal and interest on schedule.

3. Have a good credit record and willingness to repay, and no bad credit record.

You can't leave bad records in the bank.

5. The monthly income is more than 2,000 yuan.

Refer to the above content: Baidu Encyclopedia-Car Installment Payment