nowadays, in order to meet the loan needs of different groups, banks have also appeared various loan functions, but successful loans need to be considered comprehensively, and the loan amount is different in different situations. So how much can individual industrial and commercial households generally borrow?

1. The loan amount shall be up to 3 million by each agency on the basis of the Head Office's product measures and according to the local credit situation, the borrower's situation and the guarantee provided.

2. Have full capacity for civil conduct and have a local household registration.

3. It has a fixed business site or address in the local area, and has legal, stable and sufficient business income as the first repayment source.

4. It can provide legal, sufficient and easy-to-realize collateral.

5. Open a deposit account with the lending bank.

That's all for the introduction of how much individual industrial and commercial households can generally borrow.