1. What is the process of a full-money mortgage loan?

Full-money mortgage loan process:

1. The borrower applies and submits relevant information.

2. Conduct property evaluation, pre-loan investigation, and approval.

3. After approval, go through the mortgage registration procedures.

4. Grant loans and borrow principal and interest.

5. Pay off the principal and interest of the loan and apply for a mortgage for the house

2. How to apply for a mortgage for a fully paid house?

Mortgage loan application process: There are four main steps. The second is bank loan review. The bank investigates the borrower's guarantee, credit, etc., conducts approval according to procedures, and notifies the borrower of the approval results. The third is to sign the contract, and the fourth is to issue the loan.

3. How to release the mortgage after fully paying the mortgage?

After purchasing a property in full and completing the mortgage registration procedures, you must pay off the mortgage loan and obtain a loan settlement certificate before you can ask the mortgagee, that is, the lending institution, to appoint personnel and issue a power of attorney. Bring all the required materials, certificates and licenses for mortgage release registration, and go to the real estate registration unit to go through the property mortgage release registration procedures.

IV. What is the process of a full-money mortgage loan?

1. Application conditions for a full-money mortgage loan:

The lender must be a natural person with full capacity for civil conduct. , good credit, stable income, and the ability to repay the loan principal and interest on schedule.

2. Full house mortgage loan process:

1. The borrower applies and submits relevant information.

2. Conduct property evaluation, pre-loan investigation, and approval.

3. After approval, go through the mortgage registration procedures.

4. The loan is issued, and the borrower repays the principal and interest of the loan regularly according to the contract.

5. The principal and interest of the loan shall be settled, and the procedures for withdrawing the mortgage of the house shall be completed.

3. Information required for loan:

1. Personal identity document, household register, proof of residential address, and proof of marital status.

2. Proof of personal income or asset status.

3. Proof of property ownership of the mortgaged house.

If the applicant uses someone else's property as a mortgage, he must also provide the ID card of the owner of the property (including the owner of the property), proof of marital status, and written proof of consent to the mortgage.