Legal analysis: Yes, I have been in prison, which means I was sentenced for breaking the law. A loan is to borrow money from banks and other financial institutions. And form a creditor-debtor relationship with the lender. Lending belongs to the category of private autonomy. Some people are willing to borrow money, others are willing to borrow it, as long as an agreement is reached and fulfilled, regardless of prison. But when lending money, the lender may consider the borrower's credit, and those who have been in prison may be suspected of having credit problems. Then the borrower can only accept and wait, and do more honest and trustworthy things to convince the lender of the borrower's credit.

Legal basis: Article 11 of the Interim Measures for Personal Loans in People's Republic of China (PRC) shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.