Financial management itself has certain small risks. It is recommended to buy products from big banks or big securities companies. Risk is directly proportional to income, and the income of products with the same risk level is generally similar. Therefore, it is recommended to buy products from big banks or securities companies.

Always watching old people being cheated on TV, so don't believe in unreasonable income management, just like old people being cheated?

Think of it this way. You only have a little more mortgage interest now. If you deposit a wealth management account to give you more than 10% of the income, do you believe there is no risk? Even if there is, it will give you a little sweetness once or twice or for a short time, or cheat you into investing money and then run away immediately.

The industry average rate of return is not as reasonable as 10%. Think for yourself.

Reasonable and risk-free wealth management products should have a yield lower than the bank loan interest rate. Otherwise, it is so troublesome to issue wealth management that it is better to borrow money directly from the bank. Otherwise, even the bank's risk control can't pass, how can we talk about safety?