You can apply for a mortgage loan. As long as your car is purchased in a formal way, you can submit a car mortgage application to the bank to solve the capital demand. According to Article 34 of China's Guarantee Law, the following properties can be mortgaged: (1) Houses and other things fixed on the ground owned by the mortgagor; (2) Machines, means of transport and other property owned by the mortgagor; (three) the right to use state-owned land, houses and other fixed objects on the ground that the mortgagor has the right to dispose of according to law; (4) State-owned machinery, vehicles and other property that the mortgagor has the right to dispose of according to law; (five) the land use right of barren hills, gullies, hills and beaches contracted by the mortgagor according to law and mortgaged with the consent of the employer; (six) other property that can be mortgaged according to law. The mortgagor may mortgage the property listed in the preceding paragraph together. According to Article 35 of China's Guarantee Law, the creditor's rights guaranteed by the mortgagor shall not exceed the value of the collateral. If the value of the mortgaged property is greater than the balance of the secured creditor's rights, it may be mortgaged again, but it shall not exceed the balance. According to Article 36 of China's Security Law, if a house on state-owned land obtained according to law is mortgaged, the right to use the state-owned land occupied by the house shall be mortgaged at the same time. If the right to use state-owned land obtained by transfer is mortgaged, the houses on the state-owned land shall be mortgaged at the same time. The land use right of township (town) village enterprises shall not be mortgaged separately. Where buildings such as factories of township (town) and village enterprises are mortgaged, the land use right within the occupied area shall be mortgaged at the same time. According to Article 37 of China's Guarantee Law, the following properties may not be mortgaged: (1) Land ownership: (2) Land use rights owned by collectives such as cultivated land, homestead, private plots and private plots, except those stipulated in Item (5) of Article 34 and Paragraph 3 of Article 36 of this Law; (3) Educational facilities, medical and health facilities and other public welfare facilities of schools, kindergartens, hospitals and other institutions and social organizations; (4) Property whose ownership and use right are unknown or controversial; (5) Property that has been sealed up, detained or supervised according to law; (six) other property that may not be mortgaged according to law.