Credit loan amount means that the bank can determine the loan amount for you according to your credit in the bank or society. You don't need to pledge this, just provide your credit certificate. Some banks have their own credit files.
At the same time, the amount of personal credit loan application is subject to personal credit situation. Generally speaking, the loan amount is about 5 times of the borrower's monthly income.
Information required for bank credit loan:
1. Provide personal identification such as ID card.
2. Provide stable proof of address, house lease contract, water and electricity bill, property management and other relevant certificates.
3. Provide stable proof of income source, bank flow sheet and labor contract.
4. Personal credit reports are mainly used for various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.
5. The attachment can be a copy of the real estate license or a copy of the driving license, and the approval amount can be increased.