2. Individual sensitive industries, such as employees of financial institutions, journalists of news media, law firm industry, public security law of urban management law enforcement team, customs fire protection, etc.
3. Institutions related to the financial industry, such as collection companies, P2P companies, small loan companies, guarantee companies, investment consulting companies and loan intermediaries.
4. The company or enterprise employed by the borrower must have a formal business license. If it is found that there is no qualification certificate, it is easy to be rejected.
5. Real estate agent.
6. Entertainment industries, such as KTV, bars, nightclubs, baths, foot baths, clubs, folk skin care shops, nail shops, tattoo shops, Internet cafes, game halls, gyms, etc.
7. Direct selling enterprises not approved by the Ministry of Commerce, except Amway, Unlimited and other direct selling enterprises approved by the Ministry of Commerce.
8, engineering installation, construction engineering.
Legal basis: Article 30 of the Law of the People's Republic of China on the People's Bank of China stipulates that the People's Bank of China shall not provide loans to local governments and government departments at all levels, nor to non-bank financial institutions and other units and individuals, except that the State Council decides that the People's Bank of China may provide loans to specific non-bank financial institutions.
The People's Bank of China shall not provide guarantee to any unit or individual.