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The credit card installment fees of different banks are not exactly the same, but the fees of big banks are obviously lower than those of small banks. If it is divided into three phases, ICBC's credit card has the highest cost performance. When staging 3 to 12, it is more cost-effective to choose credit cards from Agricultural Bank of China, Bank of China, China Construction Bank and Postal Savings Bank. If the installment exceeds 12, the installment rate of CCB credit card is the lowest.
Some bank credit card installment fee standards:
1. ICBC: there is no handling fee for the third installment, 6 installment 1.8%, 9 installment 2.7%, 12 installment 3.6%, 18 installment 5.85%, and 24 installment 15.6% (one-time fee.
2. Agricultural Bank of China: the monthly installment interest rate is 0.6% (charged monthly).
3. Bank of China: the third installment rate 1.95%, the sixth installment rate 3.6%, the ninth installment rate 5.4%, the first installment rate 12 installment rate 7.5%, the first installment rate1.7%, and the 24th installment rate/kloc-.
4. CCB: 0.7% for Phase III and 0.6% for Phase VI, 12 (charged monthly).
5. CITIC: 1 0.50%, 3 0.82%, 6 0.82%, 12 0.77% (charged monthly).
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Questions that card friends have seen.
Latest problems
What is the installment interest rate of ICBC credit card?
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Why can't credit cards be divided into installments?
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How to cancel the automatic installment of Pudong Credit Card?
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Card friends have also seen more credit science.
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2. How does Hunan Industrial and Commercial Bank deduct the handling fee when withdrawing money from Guangzhou Bank?
When withdrawing money from other places in ICBC, the foreign handling fee is charged at 1% each time, and each card is limited to 20,000 per day. It is recommended to withdraw more than 5000 yuan from different places at the counter, and the number of withdrawals will be charged, and the handling fee will not be capped. 50% discount for A-level customers, 30% discount for 6-star customers and free for 7-star customers. If it is a cross-line class
For inter-bank withdrawals in different places, the inter-bank handling fee in different places is 1% each time, and the inter-bank handling fee in 2 yuan is limited to 20,000 per card every day.
Add two yuan to a total.
No matter how much you take.
Right?
Third, the low-interest procedures for unsecured loans of Guangzhou Bank are simple and quick.
Banks in Guangzhou have unsecured credit loans, with interest as low as 8%-1.
◆ Loan consultation telephone number: My user name.
◆ Loan Manager: Mr. Qiu
◆ Tips: Please don't believe any nominal charges before lending!
Guangzhou Easy Loan provides mortgage-free and unsecured credit loans for office workers, private enterprise owners, homeowners and car owners.
1, loan amount: 1 to 3 million.
2. Loan term: 1 to 3 years.
3. Lending time: 2 to 3 working days.
4. Loan conditions: You can apply if you meet one of the following conditions.
A salary and loan: employees of the company, with a monthly salary of more than 2,000 yuan and working for more than half a year.
B. Enterprise loan: an enterprise legal person that has actually operated for more than half a year (unregistered).
C. Owner's loan: owning real estate, whether mortgaged or not.
For details, please call: Look at my account. I hope I can help you if I have a contact number.
Four. Personal bank of Guangzhou
Bank of Guangzhou personally refers to a product of pure credit loan, and good credit is enough.