1. I have applied for an online loan but have not borrowed it. If I delete the software, will the data in it also be deleted?

That won’t happen. However, when some users apply for loans on online loan APPs, they often click on the application link directly. After roughly understanding the loan period and amount, they fill in the application information according to the form on the link;

Sometimes The online loan application has not been approved, but the personal identity information will be collected by the institution's backend big data system. If the institution does not have professional information security protection, the user's personal information will be leaked, and some institutions will obtain it in this way. User identity information and application materials will not only bring property losses to users, but also other credit risks. If you encounter such a situation, you can search the Baiyi Data applet on WeChat to learn about recent loan details and the risk status of your mobile phone number by querying personal big data.

2. If you apply for an online loan account, but delete the APP without applying for a loan or canceling the account, will there be any impact?

If you only fill in a mobile phone number and then receive a verification code, there will be no gross impact. They will sell your number to a sales company and then keep sending you spam text messages; if If you have taken out a loan, it will have some influence.

3. If you have applied for an online loan but never borrowed it, then I will delete the data in the software...

Impossible Yes, your information has been uploaded to the online loan company. There may be many loan calls later.

4. If you have applied for an online loan but have not borrowed it, should I delete the software and delete the data in it as well?

You just deleted the software and went online to your Personal information has not been deleted.