Generally speaking, Weizhong Bank can continue to lend after the loan is repaid, such as micro-loan, which is a pure credit loan with a revolving line. As long as the lender is not overdue, the lender can continue to borrow after repaying the previous loan.

Of course, the amount of some loan products is not cyclical. Even if there is a loan amount, the lender must pay off all the loans before applying. This requires the lender to communicate with the platform and see clearly the specific situation of the loan product.

If the customer finds that he can't borrow any more after paying off the loan, it is because the lender's qualification no longer meets the requirements of the platform. For example, the lender is overdue, monitored by the platform, or the conditions such as income and debt ratio do not meet the loan requirements.

Applying for a loan is not a bad thing. Even if there is a loan record on the credit report, as long as the lender is not overdue, it will not have adverse effects. Of course, if you apply for a loan, you must remember the repayment date, and don't miss the repayment date, causing unnecessary trouble.

Comprehensive evaluation points of Weizhong Bank's working capital system:

1. Available lines

Many people borrow all the working capital, instead of settling the whole IOU, they pay back part of the principal and handling fee every month. In this case, there will be no loanable amount, because the working capital will only restore the amount of a single loan.

For example, Weizhong's liquidity line is 30,000, divided into two loans, one is 1 0,000 and the other is 20,000. At least 1 should be solved before the line 1 0,000 can be restored.

3. Number of loans

Weizhong liquidity can borrow up to 50 loans within the available quota. If 50 loans have been made, one loan has not been settled, but it will be repaid every month. Even if there is a loan amount, it will not be lent because the number of loans is insufficient. This requires at least 1 loan, and the number of loans will be reduced to 49.

3. Comprehensive score

If the available amount is sufficient and the number of loans is less than 50 times, Weizhong's working capital can be borrowed again, but it can only be borrowed after the comprehensive score reaches the standard, which is also the key to the success of the loan. Usually, the system will comprehensively evaluate the user's qualification, credit, historical borrowing and returning records, etc.