according to the relevant guiding principles of the outline of education reform and development in China, China has initially formed a financial aid system for poor students, and established a financial aid policy system for students from poor families in colleges and universities with national student loans as the main body, striving to ensure that students from poor families admitted to public full-time ordinary colleges and universities can successfully complete their studies. At present, the financial aid policy system for students from poor families in colleges and universities includes the following main contents:

(1) Scholarship system based on national scholarship. The current scholarships include national student scholarships, outstanding student scholarships, professional scholarships, and targeted scholarships. Scholarship system is the beginning of China's current university financial aid policy, which has played an active role in student financial aid, and has played a dual role in helping students and encouraging them to make progress.

(2) student loan system based on national student loans. Student loans mainly include three forms of loans: national student loans; Interest-free loans for students by colleges and universities using school funds; General commercial student loans.

(3) Work-study system. Organizing students to participate in work-study activities in colleges and universities is an important supporting measure for the reform of the charging system in colleges and universities, and it is an effective funding method for students, especially those from poor families.

(4) Special hardship subsidy system. The subsidy for special difficulties is a temporary and one-time free subsidy given by governments at all levels and universities to students with financial difficulties when they encounter some special and sudden difficulties. The subsidy for special difficulties is one of the auxiliary measures of university funding policy.

(5) tuition fee waiver system. In order to help some students with special financial difficulties successfully complete their studies, in 1995, the former State Education Commission issued the Notice on Matters Related to the Reduction and Exemption of Tuition and Miscellaneous Fees for Students with Special Financial Difficulties in Ordinary Colleges and Universities, requiring the implementation of tuition reduction and exemption system for some students with special financial difficulties in ordinary colleges and universities. The specific amount of relief shall be determined by the university where the students are located, and shall be arranged as a whole with other relevant policies according to the actual situation of the school.