; ? As the saying goes, you get what you pay for. Everyone has more or less experienced the urgent need for money in life. Sometimes you can ask your family for help, and sometimes it's not easy to talk. A friend asked, lack of money, want to borrow 300 thousand quickly. What channels can he borrow?

Borrow 300 thousand channels quickly

1, mortgage loan

This method is more suitable for users with large value preservation under their names. Large wealth management products approved by houses, cars and banks can be used as pledges or mortgages for loans. Generally speaking, the value of collateral is relatively high, and the amount of loans available will be relatively large. If it is a mortgage loan, 300,000 is more than enough.

2. Apply for personal credit loan

If you want to apply for a loan of 300,000 yuan, it is a large loan, and the loan amount that the general microfinance platform can issue can no longer be met. It is suggested that users can apply to the bank. As long as users have good credit standing and no bad credit records, they can generally apply for a loan line of 10000-300000.

At present, many banks have loan products under their names. The audit speed is not slower than that of small loans on the market, and the amount will be higher than that of small loans. If there are provident fund and real estate users, the application pass rate will be higher.

If you can't apply for a bank loan because you don't have any value-preserving items under your name, I suggest you find some formal and high-amount microfinance platforms for loans. Generally, you can get 300,000 yuan in about 2-3 years, but you must pay attention to repayment on time and develop good borrowing habits.

The above is the answer to the question about "borrowing 300,000 yuan quickly", I hope it will help everyone!