No loans. It is impossible to get a loan with someone else's ID number, because both banks and other financial institutions have strict requirements on the authenticity of the applicant's identity. In the process of handling bank loans, the staff must go through the relevant procedures in accordance with the "three relatives" system, that is, the staff must personally see the applicant, personally verify the original identity card of the applicant and personally confirm the signature of the applicant. In addition, although the loan application of the online lending platform sometimes only needs to fill in the ID number, I also need to personally sign the loan contract, and verify the identity information and file it for future reference before confirming the terms. Therefore, if someone tries to borrow money with your ID number without your authorization and participation, it is a fraud in itself. You can take measures to stop this behavior, such as contacting lending institutions or platforms to explain the situation or calling the police.