At present, the cheapest house price in Anshan is 5,000 yuan, 70 square meters and 350,000 yuan.

The down payment is 6.5438+0.5 million yuan, and the loan is 200,000 yuan. If commercial loans are used, the current loan interest rate is 6.8%, and there is no discount.

The repayment method is equal principal and interest repayment.

If the loan is 200,000 yuan 10 year, the total repayment amount is 276 192.79 yuan, the interest is 76 192.79 yuan, and the monthly repayment amount is 230 1.6 1 yuan;

If 200,000 yuan is loaned for 20 years, the total repayment amount is 366,402.98 yuan, the interest is166,402.98 yuan, and the monthly repayment amount is 1526.68 yuan.

I hope I can help you _